Cookie Policy
How Talmiro uses cookies and similar technologies on talmiro.pro, and how you can control them.
1. What are cookies?
Cookies are small text files placed on your device when you visit a website. They allow the site to recognise your device, remember your preferences and understand how the site is used. This policy explains the cookies used on talmiro.pro, operated by TLM Financial Consulting (Pty) Ltd ("Talmiro", "we", "us"), and complies with the requirements of the Protection of Personal Information Act, 2013 (POPIA) and applicable electronic communications legislation in South Africa.
2. How we use cookies
We use cookies to run the site reliably, to understand how visitors interact with our pages so that we can improve them, and — where you have given consent — to present relevant information about our services. Cookies are grouped into three categories, matching the choices available in our on-site consent banner.
Essential
Required for the site to function correctly; cannot be turned off. These cookies support core functions such as page navigation, secure form submission (e.g. the contact form), remembering your cookie preferences, and load-balancing across our hosting infrastructure. Because they are strictly necessary, they are set automatically and do not require consent.
| Purpose | Typical duration |
|---|---|
| Cookie consent preference | 12 months |
| Session security / form protection | Session |
| Load balancing / server routing | Session |
Analytics
Helps us see how visitors interact with the site so we can improve it. These cookies collect aggregated information such as pages visited, time on page and general navigation paths. Data is pseudonymised and used only for statistical purposes. These cookies are only set once you have opted in through our consent banner.
| Purpose | Typical duration |
|---|---|
| Visitor and session identification | Up to 24 months |
| Page and event tracking | Up to 24 months |
Marketing
Used to show you relevant offers from Talmiro across other sites. These cookies may be set by us or by third-party advertising partners to build a profile of your interests and show you relevant advisory content elsewhere on the web. They are only active if you opt in, and can be withdrawn at any time.
| Purpose | Typical duration |
|---|---|
| Retargeting / interest profiling | Up to 12 months |
| Conversion measurement | Up to 12 months |
3. Managing your preferences
When you first visit talmiro.pro, a consent banner allows you to accept all cookies or save a custom selection across the categories above. You can change your preferences at any time by clearing your browser's stored consent for this site and reloading the page, or by adjusting your browser's cookie settings directly. Most browsers let you block or delete cookies; please note that disabling essential cookies may affect the functioning of parts of the site, such as the contact form.
4. Third-party cookies
Some cookies on our site are placed by third-party service providers who help us with hosting, analytics and, where consented, marketing. These providers act as independent operators or processors and are bound by contractual obligations regarding the security and appropriate use of any data collected. We do not sell personal information collected through cookies.
5. Legal basis and your rights
Where cookies involve the processing of personal information, we rely on your consent (for analytics and marketing cookies) or our legitimate interest in operating a secure and functional website (for essential cookies), in accordance with POPIA. You have the right to withdraw consent at any time, to request details of the personal information we hold about you, and to lodge a complaint with the Information Regulator of South Africa. For details on how we handle personal information more broadly, please see our Privacy Policy.
6. Changes to this policy
We may update this Cookie Policy from time to time to reflect changes in the cookies we use or for legal, operational or regulatory reasons. Any changes will be posted on this page with an updated revision date.
7. Contact us
If you have questions about our use of cookies, please contact us:
TLM Financial Consulting (Pty) Ltd
45 Kloof Street, Cape Town, 8001, South Africa
Phone: +27 21 418 3762
Email: info@talmiro.pro
Last updated: January 2025